Other Ways to Pay for Hearing Aids
Several federally funded programs or financial assistance programs can help pay for partial or full coverage for hearing aids and exams. Some of the biggest financial assistance programs include Medicaid, Medigap, VA, or other local and national assistance programs.
Original Medicare and Hearing Aid Coverage
Unfortunately, Original Medicare doesn’t cover hearing aids or hearing aid exams. This means that you’d have to pay out-of-pocket costs unless you have another insurance provider that may cover the full or partial cost of hearing aids. Additionally, keep in mind that some Medicare Advantage Plans (Part C) may provide extra benefits, so contact Medicare for more information.
Medicaid and Hearing Aid Coverage
Currently, Medicaid offers certain vision and hearing screening services for children, but it’s also largely dependent on a state-by-state basis. For adults, Medicaid coverage largely varies on a state basis. For example, certain benefits may cover hearing tests, hearing aids, maintenance for hearing aids, and battery replacements, depending on eligibility.
For more information about benefits, visit Medicaid.gov.
Medigap and Hearing Aid Coverage
Medigap is known as supplemental insurance that seeks to cover gaps in coverage for Medicare Parts A and B. Unfortunately, Medigap doesn’t cover hearing aids. With that said, the best Medigap providers may offer discounts on particular devices or hearing exams.
VA and Hearing Aid Coverage
The VA provides coverage for hearing aids depending on eligibility. To receive hearing aids, individuals are asked to first register with the health administration or enrollment section at a local VA Medical Center or online. After that process is completed, individuals can schedule an appointment to receive a hearing evaluation. From there, an audiologist will determine whether you need hearing aids or other devices. According to the VA, hearing aids, repairs, as well as batteries, will be at no cost to individuals who maintain VA eligibility.
Charitable and Assistance Programs for Hearing Aid Coverage
Fortunately, there are quite a few organizations, nonprofits, or other financial assistance and charitable groups that will provide free, discounted, or low-cost hearing aids depending on eligibility and specific criteria.
The Better Hearing Institute has compiled a helpful list of organizations that offer financial assistance and coverage for hearing aids. Organizations include the Air Force Aid Society, Communications for the Deaf and Hard of Hearing, and more. Organizations listed in the guide are geared toward low-income individuals and also provide state eligibility requirements.